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The Cost of Life Insurance

Life insurance is one of the best ways to safeguard your family’s financial future but many Australians don’t have anywhere near enough cover to protect themselves, and some don’t have any at all. If you’re one of them, now is the time to change that.

An effective life insurance policy will be invaluable for enabling your […]

Business Expense Insurance Demystified

Have you ever considered what would happen if you were unable to meet your ongoing business expense obligations? Often, business owners hesitate to take a single day off simply because the business cannot afford it. What if the business owner has an illness or injury that required them to rest for some time? For small […]

What is Key Person Insurance

While it is routine for corporations to insure their physical assets, most forget to insure their key human resources. Many businesses may not be aware that their key income producing staff can be insured! Insuring key persons should be part of any prudent succession planning strategy since the chance of this asset being unable to […]

The Importance of Estate Planning in Financial Planning

Last month, we explained the importance of binding nominations in our monthly newsletter. We would like to continue this discussion this month, in particular discussing the importance of professional estate planning.

Our partner law firm KWS Legal in fact is concerned that around half of all adult Australians don’t have a valid will, and even those […]